{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-108431","form_type":"8-K","ticker":"C","cik":"0000831001","company_name":"CITIGROUP INC","filed_at":"2024-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.123738+00:00","generated_at":"2026-05-30T15:05:30.840364+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Citi Q3 2024 net income $3.2B, EPS $1.51; revenue +1% YoY, costs -2%","bullets":["Net income $3.2B ($1.51 diluted EPS) vs $3.5B ($1.63) prior year, down 9%.","Revenue $20.3B, up 1% reported (+3% excluding ~$400M Taiwan sale gain).","Operating expenses $13.3B, down 2% YoY on simplification and stranded cost savings.","Cost of credit $2.7B, up 45% driven by higher cards net credit losses and ACL build.","Services revenue $5.0B (+8% YoY) with record quarter; returned $2.1B to shareholders."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-108431","json":"https://secwatch.observer/filing/0001104659-24-108431.json","markdown":"https://secwatch.observer/filing/0001104659-24-108431.md","text":"https://secwatch.observer/filing/0001104659-24-108431.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/831001/000110465924108431/0001104659-24-108431-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/831001/000110465924108431/c-20240712x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T15:05:30.840364+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}