{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-110216","form_type":"8-K","ticker":"FUNC","cik":"0000763907","company_name":"FIRST UNITED CORP/MD/","filed_at":"2024-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.985453+00:00","generated_at":"2026-05-30T12:38:46.485273+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First United Q3 EPS $0.89 vs $0.67 YoY; dividend raised 10% to $0.22","bullets":["Net income $5.8M, diluted EPS $0.89 vs $0.67 Q3 2023; YTD net income $14.4M.","Net interest margin (FTE) 3.46%; commercial loan production $52.1M, residential $19.9M.","Provision for credit losses fell to $0.3M from $1.2M in Q2; non-accrual loans rose to $8.1M.","Dividend increased 10% to $0.22 per share; book value $26.90, up from $24.38 at year-end.","Obtained $90M FHLB borrowings at 3.89%, used to repay $41.1M BTFP and $40M maturing FHLB."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-110216","json":"https://secwatch.observer/filing/0001104659-24-110216.json","markdown":"https://secwatch.observer/filing/0001104659-24-110216.md","text":"https://secwatch.observer/filing/0001104659-24-110216.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763907/000110465924110216/0001104659-24-110216-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763907/000110465924110216/tm2426548d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:38:46.485273+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}