---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-24-110852"
form_type: "8-K"
ticker: "QCRH"
cik: "0000906465"
company_name: "QCR HOLDINGS INC"
filed_at: "2024-10-23T23:59:59+00:00"
generated_at: "2026-05-30T11:20:01.176550+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# QCR Holdings Q3 net income $27.8M, EPS $1.64; adjusted EPS $1.78

## Summary
- Net income $27.8M ($1.64 diluted EPS); adjusted net income $30.3M ($1.78 adjusted EPS).
- Net interest income rose 6% to $59.7M; adjusted NIM (TEY) expanded 8 bps to 3.34%.
- Capital markets revenue $16.3M; wealth management revenue $4.5M (+17% annualized).
- Core deposits grew $166.3M (10.3% annualized); loans +$53.5M; TCE/TA improved to 9.24%.
- Q4 guidance: adj. NIM TEY expansion of 2-7 bps; full-year loan growth target 8-10% (pre-securitization).

## SEC filing metadata
- accession: 0001104659-24-110852
- form_type: 8-K
- ticker: QCRH
- cik: 0000906465
- company_name: QCR HOLDINGS INC
- filed_at: 2024-10-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/906465/000110465924110852/0001104659-24-110852-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/906465/000110465924110852/tm2426655d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-24-110852
- JSON: https://secwatch.observer/filing/0001104659-24-110852.json
- Plain text: https://secwatch.observer/filing/0001104659-24-110852.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
