{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-112281","form_type":"8-K","ticker":"NECB","cik":"0001847398","company_name":"NorthEast Community Bancorp, Inc./MD/","filed_at":"2024-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.018858+00:00","generated_at":"2026-05-30T09:24:16.617996+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NECB Q3 net income $12.7M ($0.95 diluted), up 7.6% YoY; ROA 2.62%","bullets":["Net income $12.7M ($0.95 diluted EPS) vs $11.8M ($0.80) in Q3 2023; nine-month net income $36.9M ($2.78).","Net interest income $26.3M (+4.6% YoY); net interest margin 5.68%, down 72 bps from 6.40%.","Total assets $2.0B (+11.6% from Dec 2023); net loans $1.8B (+11.0%); deposits $1.6B (+16.3%).","Non-performing assets 0.27% of total assets; allowance for credit losses $4.8M (0.27% of loans).","Stock repurchases $2.5M, dividends $6.7M YTD; bank well-capitalized, Tier 1 leverage 14.76%."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-112281","json":"https://secwatch.observer/filing/0001104659-24-112281.json","markdown":"https://secwatch.observer/filing/0001104659-24-112281.md","text":"https://secwatch.observer/filing/0001104659-24-112281.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1847398/000110465924112281/0001104659-24-112281-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1847398/000110465924112281/tm2427012d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T09:24:16.617996+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}