{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-24-120935","form_type":"8-K","ticker":"GOVB","cik":"0001978811","company_name":"Gouverneur Bancorp, Inc./MD/","filed_at":"2024-11-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.512977+00:00","generated_at":"2026-05-29T22:11:16.337958+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Gouverneur Bancorp reports Q4 net income $136K ($0.13 EPS), up from $86K; FY net income $539K ($0.51 EPS)","bullets":["Q4 net income $136K ($0.13 diluted EPS) vs $86K ($0.04) a year ago, up 58%.","FY 2024 net income $539K ($0.51 diluted EPS) vs $317K ($0.16) in FY 2023.","Adjusted Q4 net income $161K; adjusted FY net income $729K vs $951K prior year.","Company completed second-step conversion on Oct 31, 2023, raising $7.23M from 723K shares at $10.","Ticker GOVB trades OTCQB; no dividend or guidance changes announced."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-24-120935","json":"https://secwatch.observer/filing/0001104659-24-120935.json","markdown":"https://secwatch.observer/filing/0001104659-24-120935.md","text":"https://secwatch.observer/filing/0001104659-24-120935.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1978811/000110465924120935/0001104659-24-120935-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1978811/000110465924120935/tm2429009d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-29T22:11:16.337958+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}