---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-24-120935"
form_type: "8-K"
ticker: "GOVB"
cik: "0001978811"
company_name: "Gouverneur Bancorp, Inc./MD/"
filed_at: "2024-11-20T23:59:59+00:00"
generated_at: "2026-05-29T22:11:16.337958+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Gouverneur Bancorp reports Q4 net income $136K ($0.13 EPS), up from $86K; FY net income $539K ($0.51 EPS)

## Summary
- Q4 net income $136K ($0.13 diluted EPS) vs $86K ($0.04) a year ago, up 58%.
- FY 2024 net income $539K ($0.51 diluted EPS) vs $317K ($0.16) in FY 2023.
- Adjusted Q4 net income $161K; adjusted FY net income $729K vs $951K prior year.
- Company completed second-step conversion on Oct 31, 2023, raising $7.23M from 723K shares at $10.
- Ticker GOVB trades OTCQB; no dividend or guidance changes announced.

## SEC filing metadata
- accession: 0001104659-24-120935
- form_type: 8-K
- ticker: GOVB
- cik: 0001978811
- company_name: Gouverneur Bancorp, Inc./MD/
- filed_at: 2024-11-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1978811/000110465924120935/0001104659-24-120935-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1978811/000110465924120935/tm2429009d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-24-120935
- JSON: https://secwatch.observer/filing/0001104659-24-120935.json
- Plain text: https://secwatch.observer/filing/0001104659-24-120935.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.