---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-24-123103"
form_type: "8-K"
ticker: "AMP"
cik: "0000820027"
company_name: "AMERIPRISE FINANCIAL INC"
filed_at: "2024-11-26T23:59:59+00:00"
generated_at: "2026-05-29T18:24:55.372043+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# Ameriprise enters $1B revolving credit facility maturing Nov 2029 with $1.25B accordion

## Summary
- Unsecured facility replaces June 2021 credit agreement; maturity extended to Nov 23, 2029, with up to two 1-year extensions.
- Revolving loans can be drawn in USD, EUR, GBP, CHF, JPY; interest rate based on market rate plus margin tied to debt rating.
- Financial covenants require interest coverage >4.00x and leverage <3.25x; temporary increase allowed after material acquisitions.
- Three exiting lenders (UBS, BMO, HSBC) replaced by Morgan Stanley Bank as a new lender; total commitments remain $1B.
- Facility fee paid quarterly on aggregate commitments; used for working capital and general corporate purposes.

## SEC filing metadata
- accession: 0001104659-24-123103
- form_type: 8-K
- ticker: AMP
- cik: 0000820027
- company_name: AMERIPRISE FINANCIAL INC
- filed_at: 2024-11-26T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/820027/000110465924123103/0001104659-24-123103-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/820027/000110465924123103/tm2429390d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-24-123103
- JSON: https://secwatch.observer/filing/0001104659-24-123103.json
- Plain text: https://secwatch.observer/filing/0001104659-24-123103.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.