---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-24-124900"
form_type: "8-K"
ticker: "UCB"
cik: "0000857855"
company_name: "UNITED COMMUNITY BANKS INC"
filed_at: "2024-12-03T23:59:59+00:00"
generated_at: "2026-05-29T10:46:19.847757+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# United Community Banks to acquire ANB Holdings for ~$80M in all-stock deal

## Summary
- United will issue 1.650 shares of its common stock per share of ANB common stock; deal value ~$80 million.
- ANB Bank has total assets of $439M, loans of $322M, and deposits of $374M as of Sep 30, 2024.
- Transaction expected to close in Q2 2025, subject to regulatory approval and ANB shareholder approval.
- Deal expected to be accretive to UCB's EPS by approximately $0.04 in 2026, the first full year.
- Acquisition strengthens United's presence in the Miami metro area; ANB CEO Ginger Martin to join.

## SEC filing metadata
- accession: 0001104659-24-124900
- form_type: 8-K
- ticker: UCB
- cik: 0000857855
- company_name: UNITED COMMUNITY BANKS INC
- filed_at: 2024-12-03T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/857855/000110465924124900/0001104659-24-124900-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/857855/000110465924124900/tm2429974d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-24-124900
- JSON: https://secwatch.observer/filing/0001104659-24-124900.json
- Plain text: https://secwatch.observer/filing/0001104659-24-124900.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.