Community Financial System approves new stock repurchase program of up to 2,628,000 shares for 2025

COMMUNITY FINANCIAL SYSTEM, INC.

Board authorized repurchase of up to 2,628,000 shares during the twelve-month period starting January 1, 2025.
New program replaces existing program expiring December 31, 2024; year-to-date repurchases under old program totaled 1,000,000 shares.
Repurchases at management's discretion via open market or private transactions, subject to regulatory approval.

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