---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-000793"
form_type: "8-K"
ticker: "VREOF"
cik: "0001771706"
company_name: "Vireo Growth Inc."
filed_at: "2025-01-03T23:59:59+00:00"
generated_at: "2026-05-28T14:56:52.315144+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Vireo Growth enters $26.5M in secured credit facilities for Minnesota cultivation buildout

## Summary
- Chicago Atlantic Credit Agreement: up to $11.5M ($5.5M funded at close); 10.5% interest, maturity June 26, 2026.
- Stearns Bank Commercial Loan: $15M, 9.25% fixed, 24-month term, interest-only first 12 months, no prepayment penalty.
- Loans secured by Vireo Minnesota's Elk River leasehold and business assets, plus a mortgage on vacant land in Massachusetts.
- Proceeds to fund buildout of a new cultivation facility in an existing industrial building in Elk River, Minnesota.

## SEC filing metadata
- accession: 0001104659-25-000793
- form_type: 8-K
- ticker: VREOF
- cik: 0001771706
- company_name: Vireo Growth Inc.
- filed_at: 2025-01-03T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1771706/000110465925000793/0001104659-25-000793-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1771706/000110465925000793/tm251715d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-000793
- JSON: https://secwatch.observer/filing/0001104659-25-000793.json
- Plain text: https://secwatch.observer/filing/0001104659-25-000793.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.