{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-003638","form_type":"8-K","ticker":"C","cik":"0000831001","company_name":"CITIGROUP INC","filed_at":"2025-01-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.463898+00:00","generated_at":"2026-05-28T01:33:41.388863+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Citi Q4 net income $2.9B ($1.34 EPS); FY 2024 net income $12.7B; board authorizes $20B buyback","bullets":["Q4 revenues $19.6B (+12% YoY); full-year revenues $81.1B (+3% YoY); record years in Services, Wealth, USPB.","FY 2024 net income $12.7B (+37% YoY); EPS $5.87 vs. $4.04 in 2023; efficiency ratio improved to 66.5%.","Returned ~$6.7B to common shareholders in 2024 ($2.1B in Q4); payout ratio 58%.","Board authorized new $20B common stock repurchase program starting Q1 2025.","Revised 2026 RoTCE target to 10-11% (from prior higher level) to fund additional investments and Transformation."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-003638","json":"https://secwatch.observer/filing/0001104659-25-003638.json","markdown":"https://secwatch.observer/filing/0001104659-25-003638.md","text":"https://secwatch.observer/filing/0001104659-25-003638.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/831001/000110465925003638/0001104659-25-003638-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/831001/000110465925003638/c-20240712x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-28T01:33:41.388863+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}