CBU Q4 net income $49.8M ($0.94/share); record total revenues $196.3M, up 10.9% YoY

COMMUNITY FINANCIAL SYSTEM, INC.

2024-FY EPS reported $3.44 revenue$746,303,000

Q4 net income $49.8M ($0.94 EPS) vs $0.63 EPS in Q4 2023; full-year net income $182.5M ($3.44 EPS) up $0.99/share YoY.
Q4 total revenues $196.3M (record), up 10.9% YoY; net interest income $120.0M (record), up 9.9% YoY.
Financial services noninterest revenues $56.0M (record), up 13.1% YoY; full-year financial services revenues $217.9M, up 10.6%.
Loans $10.43B, up 7.5% YoY; deposits $13.44B, up 4.0% YoY; Tier 1 leverage ratio 9.19% well above 5.0% standard.
Operating PPNR $74.3M ($1.40/share) in Q4, up $0.27/share YoY; operating net income $52.9M ($1.00/share).

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.