{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-004878","form_type":"8-K","ticker":"BFC","cik":"0001746109","company_name":"Bank First Corp","filed_at":"2025-01-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:04.695453+00:00","generated_at":"2026-05-27T22:16:20.511623+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bank First Q4 2024 adjusted EPS $1.74 beats $1.44 YoY; dividend up 28.6%","bullets":["Net income $17.5M ($1.75 EPS) vs $34.9M ($3.39) YoY; prior year included $38.9M gain on UFS sale.","Adjusted net income (non-GAAP) $17.4M ($1.74/sh) vs $14.8M ($1.44) in Q4 2023.","Full year 2024 adjusted net income $65.0M ($6.45/sh) vs $59.2M ($5.82) in 2023.","Net interest margin 3.61%; total assets $4.50B (+6.5% YoY); total loans $3.52B (+5.2% YoY).","Quarterly dividend raised 28.6% to $0.45/sh, payable 4/9/25 to holders of record 3/26/25."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-004878","json":"https://secwatch.observer/filing/0001104659-25-004878.json","markdown":"https://secwatch.observer/filing/0001104659-25-004878.md","text":"https://secwatch.observer/filing/0001104659-25-004878.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1746109/000110465925004878/0001104659-25-004878-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1746109/000110465925004878/tm253863d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T22:16:20.511623+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}