---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-004878"
form_type: "8-K"
ticker: "BFC"
cik: "0001746109"
company_name: "Bank First Corp"
filed_at: "2025-01-21T23:59:59+00:00"
generated_at: "2026-05-27T22:16:20.511623+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Bank First Q4 2024 adjusted EPS $1.74 beats $1.44 YoY; dividend up 28.6%

## Summary
- Net income $17.5M ($1.75 EPS) vs $34.9M ($3.39) YoY; prior year included $38.9M gain on UFS sale.
- Adjusted net income (non-GAAP) $17.4M ($1.74/sh) vs $14.8M ($1.44) in Q4 2023.
- Full year 2024 adjusted net income $65.0M ($6.45/sh) vs $59.2M ($5.82) in 2023.
- Net interest margin 3.61%; total assets $4.50B (+6.5% YoY); total loans $3.52B (+5.2% YoY).
- Quarterly dividend raised 28.6% to $0.45/sh, payable 4/9/25 to holders of record 3/26/25.

## SEC filing metadata
- accession: 0001104659-25-004878
- form_type: 8-K
- ticker: BFC
- cik: 0001746109
- company_name: Bank First Corp
- filed_at: 2025-01-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1746109/000110465925004878/0001104659-25-004878-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1746109/000110465925004878/tm253863d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-004878
- JSON: https://secwatch.observer/filing/0001104659-25-004878.json
- Plain text: https://secwatch.observer/filing/0001104659-25-004878.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.