secwatch.observer — SEC 8-K summary
======================================

Issuer:     Bank First Corp (BFC)
CIK:        0001746109
Form:       8-K
Filed at:   2025-01-21T23:59:59+00:00
Accession:  0001104659-25-004878
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank First Q4 2024 adjusted EPS $1.74 beats $1.44 YoY; dividend up 28.6%
------------------------------------------------------------------------

- Net income $17.5M ($1.75 EPS) vs $34.9M ($3.39) YoY; prior year included $38.9M gain on UFS sale.
- Adjusted net income (non-GAAP) $17.4M ($1.74/sh) vs $14.8M ($1.44) in Q4 2023.
- Full year 2024 adjusted net income $65.0M ($6.45/sh) vs $59.2M ($5.82) in 2023.
- Net interest margin 3.61%; total assets $4.50B (+6.5% YoY); total loans $3.52B (+5.2% YoY).
- Quarterly dividend raised 28.6% to $0.45/sh, payable 4/9/25 to holders of record 3/26/25.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1746109/000110465925004878/0001104659-25-004878-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1746109/000110465925004878/tm253863d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-004878

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer