{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-005236","form_type":"8-K","ticker":"QCRH","cik":"0000906465","company_name":"QCR HOLDINGS INC","filed_at":"2025-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.749963+00:00","generated_at":"2026-05-27T21:41:34.763339+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"QCR Holdings Q4 2024 net income $30.2M, adjusted EPS $1.93; record full-year net income $113.9M","bullets":["Q4 2024 GAAP diluted EPS $1.77 vs $1.64 Q3; adjusted diluted EPS $1.93 vs $1.78 Q3.","Record net interest income $61.2M; adjusted NIM (TEY) up 6 bps to 3.40%; Q1 2025 NIM guidance flat to +5 bps.","Capital markets revenue $20.6M including $1.4M gain from fourth LIHTC securitization; swap fee revenue guidance $50-60M next 12 months.","Loans grew $120.5M (7% annualized) to $6.8B; full-year gross growth 10%; 2025 net loan growth target 1-3% after securitization.","NPAs increased $9.9M to $45.6M (0.50% of assets); largest NPA ($9.7M) fully paid off in January 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-005236","json":"https://secwatch.observer/filing/0001104659-25-005236.json","markdown":"https://secwatch.observer/filing/0001104659-25-005236.md","text":"https://secwatch.observer/filing/0001104659-25-005236.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906465/000110465925005236/0001104659-25-005236-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906465/000110465925005236/tm254034d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T21:41:34.763339+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}