---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-006121"
form_type: "8-K"
ticker: "TRV"
cik: "0000086312"
company_name: "TRAVELERS COMPANIES, INC."
filed_at: "2025-01-27T23:59:59+00:00"
generated_at: "2026-05-27T09:53:27.933810+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Travelers reports 2024 core EPS $21.58 (+64% YoY); warns California wildfires will materially affect Q1 2025

## Summary
- Full-year 2024 core income $5,025M, up 64% YoY; core EPS $21.58.
- Underlying underwriting income $4,454M; catastrophe losses $2,632M.
- California wildfires in early Jan 2025 expected to have material impact on Q1 2025 earnings.
- Wildfire losses primarily from personal property Pacific Palisades and Eaton Fires; also FAIR Plan assessment & commercial.

## SEC filing metadata
- accession: 0001104659-25-006121
- form_type: 8-K
- ticker: TRV
- cik: 0000086312
- company_name: TRAVELERS COMPANIES, INC.
- filed_at: 2025-01-27T23:59:59+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/86312/000110465925006121/0001104659-25-006121-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/86312/000110465925006121/tm254449d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-006121
- JSON: https://secwatch.observer/filing/0001104659-25-006121.json
- Plain text: https://secwatch.observer/filing/0001104659-25-006121.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.