---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-007618"
form_type: "8-K"
ticker: "PFSI"
cik: "0001745916"
company_name: "PennyMac Financial Services, Inc."
filed_at: "2025-01-30T23:59:59+00:00"
generated_at: "2026-05-27T05:40:26.742761+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# PennyMac Q4 2024 net income $104.5M, EPS $1.95, book value up to $74.54

## Summary
- Q4 2024 net income $104.5M ($1.95 diluted EPS) on revenue $470.1M; book value per share $74.54 (up from $72.95).
- Full-year 2024 net income $311.4M vs $144.7M in 2023; pretax income $401.0M vs $183.6M.
- Servicing segment pretax income $87.3M (Q3: $3.3M); production segment $78.0M (Q3: $129.4M).
- Quarterly dividend raised 50% to $0.30/share, payable Feb 23, 2025 to holders of record Feb 13.
- Total loan production $35.7B UPB in Q4, up 13% QoQ; servicing portfolio grew to $665.8B UPB.

## SEC filing metadata
- accession: 0001104659-25-007618
- form_type: 8-K
- ticker: PFSI
- cik: 0001745916
- company_name: PennyMac Financial Services, Inc.
- filed_at: 2025-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1745916/000110465925007618/0001104659-25-007618-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1745916/000110465925007618/tm254882d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-007618
- JSON: https://secwatch.observer/filing/0001104659-25-007618.json
- Plain text: https://secwatch.observer/filing/0001104659-25-007618.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.