---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-009681"
form_type: "8-K"
ticker: "STC"
cik: "0000094344"
company_name: "STEWART INFORMATION SERVICES CORP"
filed_at: "2025-02-05T23:59:59+00:00"
generated_at: "2026-05-27T03:13:22.473344+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Stewart Q4 net income jumps to $22.7M from $8.8M; adjusted EPS $1.12 vs $0.60

## Summary
- Total revenues Q4 $665.9M (+12% YoY); net income $22.7M ($0.80 diluted EPS) vs $8.8M ($0.32).
- Adjusted Q4 net income $31.5M ($1.12 adjusted diluted EPS) vs $16.6M ($0.60).
- Full year 2024 net income $73.3M ($2.61 diluted EPS) compared to $30.4M ($1.11).
- Title segment operating revenues $562.7M (+12% YoY); pretax income $45.2M (+65%); adjusted pretax margin 8.8%.
- CEO Fred Eppinger cites progress and resilience; expects continued growth and margin improvement in 2025.

## SEC filing metadata
- accession: 0001104659-25-009681
- form_type: 8-K
- ticker: STC
- cik: 0000094344
- company_name: STEWART INFORMATION SERVICES CORP
- filed_at: 2025-02-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/94344/000110465925009681/0001104659-25-009681-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/94344/000110465925009681/tm255622d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-009681
- JSON: https://secwatch.observer/filing/0001104659-25-009681.json
- Plain text: https://secwatch.observer/filing/0001104659-25-009681.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.