{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-009994","form_type":"8-K","ticker":"GLBZ","cik":"0000890066","company_name":"GLEN BURNIE BANCORP","filed_at":"2025-02-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.702051+00:00","generated_at":"2026-05-27T02:12:07.303700+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Glen Burnie Bancorp reports Q4 2024 net loss of $39,000; suspends quarterly dividend","bullets":["Net loss of $39K (-$0.01/sh) in Q4 2024 vs net income of $167K ($0.06) in Q4 2023.","Full year 2024 net loss $112K (-$0.04/sh) vs net income of $1.4M ($0.50) in 2023.","Suspends quarterly cash dividend to reinvest in strategic opportunities.","Loans grew $28.9M to $205.2M; net interest income fell $1.2M to $10.9M on higher deposit costs.","Nonperforming assets at 0.10% of total assets; Tier 1 risk-based capital ratio 15.15%, well-capitalized."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-009994","json":"https://secwatch.observer/filing/0001104659-25-009994.json","markdown":"https://secwatch.observer/filing/0001104659-25-009994.md","text":"https://secwatch.observer/filing/0001104659-25-009994.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/890066/000110465925009994/0001104659-25-009994-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/890066/000110465925009994/tm255587d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T02:12:07.303700+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}