United Bancorp reports Q4 net income $1.85M, EPS $0.31; FY net income $7.4M, EPS $1.27

UNITED BANCORP INC /OH/

2024-FY EPS reported $1.27

Q4 net income $1.85M, down $539k YoY; diluted EPS $0.31, down $0.11 from Q4 2023.
FY 2024 net income $7.402M, down $1.548M YoY; diluted EPS $1.27, down $0.30 from FY 2023.
Net interest margin declined 14 bps to 3.51%; provision for credit loss expense $299k (vs reversal in 2023).
Gross loans increased $16M linked-quarter (13.4% annualized); total assets $820.8M.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.