---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-015439"
form_type: "8-K"
ticker: "UPBD"
cik: "0000933036"
company_name: "UPBOUND GROUP, INC."
filed_at: "2025-02-20T23:59:59+00:00"
generated_at: "2026-05-26T10:09:34.058890+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Upbound Q4 revenue +6% to $1.08B; non-GAAP EPS $1.05; CEO Fadel to retire June 1, Karam named successor

## Summary
- Q4 consolidated revenue $1,079M (+6.0% YoY); GAAP diluted EPS $0.55, non-GAAP diluted EPS $1.05.
- Full-year 2024 revenue $4.32B (+8.2%); GAAP EPS $2.21, non-GAAP EPS $3.83.
- FY2025 guidance: revenue $4.50-4.75B, non-GAAP EPS $3.90-4.40, adj. EBITDA (ex SBC) $500-540M.
- CEO Mitch Fadel retiring effective June 1, 2025; current CFO Fahmi Karam appointed as CEO and to the Board.
- Acquired fintech Brigit in early 2025; annual dividend raised 5% to $1.56/share.

## SEC filing metadata
- accession: 0001104659-25-015439
- form_type: 8-K
- ticker: UPBD
- cik: 0000933036
- company_name: UPBOUND GROUP, INC.
- filed_at: 2025-02-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 5.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/933036/000110465925015439/0001104659-25-015439-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/933036/000110465925015439/tm256882d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-015439
- JSON: https://secwatch.observer/filing/0001104659-25-015439.json
- Plain text: https://secwatch.observer/filing/0001104659-25-015439.txt

## Key facts
- Executive change
  Mitchell E. Fadel retired as Chief Executive Officer and Director at UPBOUND GROUP, INC..
  - Action: retired
  - Role: Chief Executive Officer and Director
  source text: Mr. Mitchell E. Fadel will retire as Chief Executive Officer of the Company and as a member of the Board of Directors of the Company (the “Board”), effective June 1, 2025
  evidence_url: https://www.sec.gov/Archives/edgar/data/933036/000110465925015439/0001104659-25-015439-index.htm
- Executive change
  Fahmi Karam was appointed as Chief Executive Officer and Director at UPBOUND GROUP, INC..
  - Action: appointed
  - Role: Chief Executive Officer and Director
  source text: the Company has appointed Mr. Fahmi Karam to succeed Mr. Fadel as Chief Executive Officer of the Company and a member of the Board, effective as of the Transition Date.
  evidence_url: https://www.sec.gov/Archives/edgar/data/933036/000110465925015439/0001104659-25-015439-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.