{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-021452","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2025-03-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.862806+00:00","generated_at":"2026-05-25T04:42:52.715694+00:00","sec_items":["7.01","8.01","9.01"],"event_type":"litigation","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Upbound's Acima: CFPB dismisses lawsuit with prejudice, no payment or practice changes","bullets":["CFPB voluntarily dismissed its 2024 lawsuit against Acima with prejudice; Acima pays nothing, no business practice changes.","Acima agreed to dismiss its own lawsuit against CFPB challenging the agency's authority.","Dismissal ends multi-year investigation that started before Upbound's 2021 acquisition of Acima.","Upbound CEO Mitchell Fadel stated company looks forward to focusing on customers and retailers."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-021452","json":"https://secwatch.observer/filing/0001104659-25-021452.json","markdown":"https://secwatch.observer/filing/0001104659-25-021452.md","text":"https://secwatch.observer/filing/0001104659-25-021452.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000110465925021452/0001104659-25-021452-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000110465925021452/tm258536d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-25T04:42:52.715694+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}