---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-021452"
form_type: "8-K"
ticker: "UPBD"
cik: "0000933036"
company_name: "UPBOUND GROUP, INC."
filed_at: "2025-03-07T23:59:59+00:00"
generated_at: "2026-05-25T04:42:52.715694+00:00"
event_type: "litigation"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Upbound's Acima: CFPB dismisses lawsuit with prejudice, no payment or practice changes

## Summary
- CFPB voluntarily dismissed its 2024 lawsuit against Acima with prejudice; Acima pays nothing, no business practice changes.
- Acima agreed to dismiss its own lawsuit against CFPB challenging the agency's authority.
- Dismissal ends multi-year investigation that started before Upbound's 2021 acquisition of Acima.
- Upbound CEO Mitchell Fadel stated company looks forward to focusing on customers and retailers.

## SEC filing metadata
- accession: 0001104659-25-021452
- form_type: 8-K
- ticker: UPBD
- cik: 0000933036
- company_name: UPBOUND GROUP, INC.
- filed_at: 2025-03-07T23:59:59+00:00
- event_type: litigation
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/933036/000110465925021452/0001104659-25-021452-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/933036/000110465925021452/tm258536d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-021452
- JSON: https://secwatch.observer/filing/0001104659-25-021452.json
- Plain text: https://secwatch.observer/filing/0001104659-25-021452.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.