---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-034974"
form_type: "8-K"
ticker: "C"
cik: "0000831001"
company_name: "CITIGROUP INC"
filed_at: "2025-04-15T23:59:59+00:00"
generated_at: "2026-05-23T15:15:09.355964+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Citigroup Q1 2025 net income $4.1B ($1.96 EPS) on revenue $21.6B, up 21% and 3% YoY

## Summary
- Revenue $21.6B (+3% YoY), net income $4.1B (+21% YoY), EPS $1.96 vs $1.58 prior-year.
- Services best Q1 revenue in decade; Markets +12%, Banking +12%, Wealth +24% all YoY.
- OpEx down 5% to $13.4B; cost of credit $2.7B (+15%) on higher card losses and reserve build.
- Returned ~$2.8B including $1.75B buybacks; CET1 13.4%, RoTCE 9.1% (up 150bps YoY).
- Book value $103.90 (+5%), tangible book $91.52 (+6% YoY).

## SEC filing metadata
- accession: 0001104659-25-034974
- form_type: 8-K
- ticker: C
- cik: 0000831001
- company_name: CITIGROUP INC
- filed_at: 2025-04-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/831001/000110465925034974/0001104659-25-034974-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/831001/000110465925034974/c-20240712x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-034974
- JSON: https://secwatch.observer/filing/0001104659-25-034974.json
- Plain text: https://secwatch.observer/filing/0001104659-25-034974.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.