{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-035117","form_type":"8-K","ticker":"BFC","cik":"0001746109","company_name":"Bank First Corp","filed_at":"2025-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:49.571488+00:00","generated_at":"2026-05-23T14:49:44.277964+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Bank First Q1 2025 net income $18.2M, EPS $1.82, up 20.5% YoY; dividend $0.45","bullets":["Net income $18.2M ($1.82 EPS) vs $15.4M ($1.51 EPS) in Q1 2024, a 20.53% EPS increase.","Quarterly cash dividend $0.45/share declared, payable July 9, 2025 to holders of record June 25, 2025; 28.6% higher than prior-year first quarter.","Net interest margin 3.65% for Q1 2025, up from 3.61% in Q4 2024 and 3.62% in Q1 2024.","Total loans $3.55B, up $30.9M from Dec 2024; annualized growth 3.6%; deposits up $13.1M to $3.67B.","Nonperforming assets fell to $7.6M (0.17% of assets) from $9.2M at Dec 2024; book value per share $65.02."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-035117","json":"https://secwatch.observer/filing/0001104659-25-035117.json","markdown":"https://secwatch.observer/filing/0001104659-25-035117.md","text":"https://secwatch.observer/filing/0001104659-25-035117.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1746109/000110465925035117/0001104659-25-035117-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1746109/000110465925035117/tm2512325d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T14:49:44.277964+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}