---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-035117"
form_type: "8-K"
ticker: "BFC"
cik: "0001746109"
company_name: "Bank First Corp"
filed_at: "2025-04-15T23:59:59+00:00"
generated_at: "2026-05-23T14:49:44.277964+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Bank First Q1 2025 net income $18.2M, EPS $1.82, up 20.5% YoY; dividend $0.45

## Summary
- Net income $18.2M ($1.82 EPS) vs $15.4M ($1.51 EPS) in Q1 2024, a 20.53% EPS increase.
- Quarterly cash dividend $0.45/share declared, payable July 9, 2025 to holders of record June 25, 2025; 28.6% higher than prior-year first quarter.
- Net interest margin 3.65% for Q1 2025, up from 3.61% in Q4 2024 and 3.62% in Q1 2024.
- Total loans $3.55B, up $30.9M from Dec 2024; annualized growth 3.6%; deposits up $13.1M to $3.67B.
- Nonperforming assets fell to $7.6M (0.17% of assets) from $9.2M at Dec 2024; book value per share $65.02.

## SEC filing metadata
- accession: 0001104659-25-035117
- form_type: 8-K
- ticker: BFC
- cik: 0001746109
- company_name: Bank First Corp
- filed_at: 2025-04-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1746109/000110465925035117/0001104659-25-035117-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1746109/000110465925035117/tm2512325d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-035117
- JSON: https://secwatch.observer/filing/0001104659-25-035117.json
- Plain text: https://secwatch.observer/filing/0001104659-25-035117.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.