secwatch.observer — SEC 8-K summary
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Issuer:     Bank First Corp (BFC)
CIK:        0001746109
Form:       8-K
Filed at:   2025-04-15T23:59:59+00:00
Accession:  0001104659-25-035117
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank First Q1 2025 net income $18.2M, EPS $1.82, up 20.5% YoY; dividend $0.45
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- Net income $18.2M ($1.82 EPS) vs $15.4M ($1.51 EPS) in Q1 2024, a 20.53% EPS increase.
- Quarterly cash dividend $0.45/share declared, payable July 9, 2025 to holders of record June 25, 2025; 28.6% higher than prior-year first quarter.
- Net interest margin 3.65% for Q1 2025, up from 3.61% in Q4 2024 and 3.62% in Q1 2024.
- Total loans $3.55B, up $30.9M from Dec 2024; annualized growth 3.6%; deposits up $13.1M to $3.67B.
- Nonperforming assets fell to $7.6M (0.17% of assets) from $9.2M at Dec 2024; book value per share $65.02.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1746109/000110465925035117/0001104659-25-035117-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1746109/000110465925035117/tm2512325d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-035117

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