---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-035185"
form_type: "8-K"
ticker: "CTRN"
cik: "0001318484"
company_name: "Citi Trends Inc"
filed_at: "2025-04-15T23:59:59+00:00"
generated_at: "2026-05-23T14:17:02.657576+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Citi Trends amends credit agreement, extends maturity to April 2030

## Summary
- Maturity extended five years from August 2026 to April 10, 2030.
- $75M facility maintained, with $25M uncommitted accordion up to $100M.
- Interest rates: Term SOFR + 1.5-2% or Base Rate + 1.5-2%, based on daily availability.
- Collateral remains inventory, accounts receivable, and related assets (not real estate).
- Fixed charge coverage ratio covenant tested only in certain circumstances.

## SEC filing metadata
- accession: 0001104659-25-035185
- form_type: 8-K
- ticker: CTRN
- cik: 0001318484
- company_name: Citi Trends Inc
- filed_at: 2025-04-15T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1318484/000110465925035185/0001104659-25-035185-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1318484/000110465925035185/tm2512374d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-035185
- JSON: https://secwatch.observer/filing/0001104659-25-035185.json
- Plain text: https://secwatch.observer/filing/0001104659-25-035185.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.