{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-038579","form_type":"8-K","ticker":"GOVB","cik":"0001978811","company_name":"Gouverneur Bancorp, Inc./MD/","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.612764+00:00","generated_at":"2026-05-23T07:24:41.283031+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"Gouverneur Bancorp Q2 net income rises to $118k ($0.11/share) from $102k YoY","bullets":["Net income of $118k for quarter ended Mar 31, 2025 vs $102k in prior year; EPS $0.11 vs $0.10.","Six-month net income $278k ($0.27/share) vs $220k ($0.21/share) YoY.","Net interest margin remained 4.06% for the quarter; no credit loss provision taken.","Total deposits increased $1.9M to $161.8M from Sep 30, 2024; no FHLB advances or brokered deposits.","Book value per share $29.63 at Mar 31, 2025; declared $0.08 per share dividend during six months."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-038579","json":"https://secwatch.observer/filing/0001104659-25-038579.json","markdown":"https://secwatch.observer/filing/0001104659-25-038579.md","text":"https://secwatch.observer/filing/0001104659-25-038579.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1978811/000110465925038579/0001104659-25-038579-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1978811/000110465925038579/tm2513042d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T07:24:41.283031+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}