---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-038579"
form_type: "8-K"
ticker: "GOVB"
cik: "0001978811"
company_name: "Gouverneur Bancorp, Inc./MD/"
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T07:24:41.283031+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Gouverneur Bancorp Q2 net income rises to $118k ($0.11/share) from $102k YoY

## Summary
- Net income of $118k for quarter ended Mar 31, 2025 vs $102k in prior year; EPS $0.11 vs $0.10.
- Six-month net income $278k ($0.27/share) vs $220k ($0.21/share) YoY.
- Net interest margin remained 4.06% for the quarter; no credit loss provision taken.
- Total deposits increased $1.9M to $161.8M from Sep 30, 2024; no FHLB advances or brokered deposits.
- Book value per share $29.63 at Mar 31, 2025; declared $0.08 per share dividend during six months.

## SEC filing metadata
- accession: 0001104659-25-038579
- form_type: 8-K
- ticker: GOVB
- cik: 0001978811
- company_name: Gouverneur Bancorp, Inc./MD/
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1978811/000110465925038579/0001104659-25-038579-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1978811/000110465925038579/tm2513042d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-038579
- JSON: https://secwatch.observer/filing/0001104659-25-038579.json
- Plain text: https://secwatch.observer/filing/0001104659-25-038579.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.