secwatch.observer — SEC 8-K summary
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Issuer:     Gouverneur Bancorp, Inc./MD/ (GOVB)
CIK:        0001978811
Form:       8-K
Filed at:   2025-04-24T23:59:59+00:00
Accession:  0001104659-25-038579
Event type: earnings
Sentiment:  positive
Materiality: 0.30
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Gouverneur Bancorp Q2 net income rises to $118k ($0.11/share) from $102k YoY
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- Net income of $118k for quarter ended Mar 31, 2025 vs $102k in prior year; EPS $0.11 vs $0.10.
- Six-month net income $278k ($0.27/share) vs $220k ($0.21/share) YoY.
- Net interest margin remained 4.06% for the quarter; no credit loss provision taken.
- Total deposits increased $1.9M to $161.8M from Sep 30, 2024; no FHLB advances or brokered deposits.
- Book value per share $29.63 at Mar 31, 2025; declared $0.08 per share dividend during six months.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1978811/000110465925038579/0001104659-25-038579-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1978811/000110465925038579/tm2513042d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-038579

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer