{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-040800","form_type":"8-K","ticker":"CBU","cik":"0000723188","company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","filed_at":"2025-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.105824+00:00","generated_at":"2026-05-23T04:23:40.444357+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Community Financial Q1 2025 net income $49.6M ($0.93 EPS); net interest income record $120.2M","bullets":["GAAP EPS of $0.93, up $0.17 YoY; operating EPS $0.98, up $0.16 YoY.","Total revenues $196.2M, +10.7% YoY; net interest income record $120.2M (+12.4% YoY).","Non-bank financial services revenues record $56.7M, +9.0% YoY.","Loans $10.42B (+5.4% YoY); deposits $13.89B (+4.0% YoY).","Operating PPNR $1.40 per share, +$0.22 YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-040800","json":"https://secwatch.observer/filing/0001104659-25-040800.json","markdown":"https://secwatch.observer/filing/0001104659-25-040800.md","text":"https://secwatch.observer/filing/0001104659-25-040800.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/723188/000110465925040800/0001104659-25-040800-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/723188/000110465925040800/tm2513425d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T04:23:40.444357+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}