{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-045395","form_type":"8-K","ticker":"GLBZ","cik":"0000890066","company_name":"GLEN BURNIE BANCORP","filed_at":"2025-05-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.677490+00:00","generated_at":"2026-05-22T10:15:30.742822+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Glen Burnie Bancorp Q1 net income $153K vs $3K YoY, driven by credit provision release","bullets":["Q1 2025 net income $153K ($0.05/share) vs $3K ($0.00/share) a year ago; total assets $358M.","Net interest income $2.56M, down $8K YoY; net interest margin improved to 2.92% from 2.86%.","Loans grew 16.5% YoY to $207.4M; deposits up 2.6% QoQ to $317.3M.","Nonperforming assets rose to 0.32% of total assets from 0.10%; allowance for credit losses at 1.30% of loans.","Closed Linthicum branch in Jan 2025; plans Severna Park closure in May 2025 plus early retirement program."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-045395","json":"https://secwatch.observer/filing/0001104659-25-045395.json","markdown":"https://secwatch.observer/filing/0001104659-25-045395.md","text":"https://secwatch.observer/filing/0001104659-25-045395.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/890066/000110465925045395/0001104659-25-045395-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/890066/000110465925045395/tm2514160d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T10:15:30.742822+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}