{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-047116","form_type":"8-K","ticker":"UBCP","cik":"0000731653","company_name":"UNITED BANCORP INC /OH/","filed_at":"2025-05-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.126519+00:00","generated_at":"2026-05-22T00:55:15.949343+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"United Bancorp Q1 EPS $0.32; core EPS flat; dividend up 10.9%","bullets":["Diluted EPS $0.32 vs $0.35 YoY; net income $1.872M, down 6.1%.","Core diluted EPS (ex-nonrecurring) $0.30 on both periods; net interest margin improved to 3.60% from 3.46%.","Loans grew $16.6M (3.5%) to $496M; nonaccrual loans up $1.5M to $2.8M, provision $96K.","Total dividend $0.3575 per share (regular $0.1825 + special $0.1750), up 10.9% YoY; yield 6.7%.","Assets $831M; equity $60.8M; price-to-book 132%; no explicit FY guidance."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-047116","json":"https://secwatch.observer/filing/0001104659-25-047116.json","markdown":"https://secwatch.observer/filing/0001104659-25-047116.md","text":"https://secwatch.observer/filing/0001104659-25-047116.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731653/000110465925047116/0001104659-25-047116-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731653/000110465925047116/tm2514694d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T00:55:15.949343+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}