{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-050842","form_type":"8-K","ticker":"CNOB","cik":"0000712771","company_name":"ConnectOne Bancorp, Inc.","filed_at":"2025-05-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.076028+00:00","generated_at":"2026-05-21T00:45:34.782104+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"ConnectOne Bancorp issues $200M subordinated notes at 8.125%, due 2035","bullets":["Issued $200M of 8.125% Fixed-to-Floating Rate Subordinated Notes due 2035; net proceeds ~$196.5M.","Proceeds to redeem $75M of outstanding 5.75% notes due 2030 and contribute $100M to ConnectOne Bank as regulatory capital.","Interest fixed at 8.125% until June 2030, then resets quarterly to 3-month SOFR + 441.5 bps.","Notes are unsecured, subordinated obligations ranking junior to senior debt and structurally subordinated to bank liabilities."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-050842","json":"https://secwatch.observer/filing/0001104659-25-050842.json","markdown":"https://secwatch.observer/filing/0001104659-25-050842.md","text":"https://secwatch.observer/filing/0001104659-25-050842.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712771/000110465925050842/0001104659-25-050842-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712771/000110465925050842/tm2514692d4_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-21T00:45:34.782104+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f5e25e38f9946cc80310da0e18a0df5b012b55de","claim":"ConnectOne Bancorp, Inc. incurred senior notes of $200,000,000 with U.S. Bank Trust Company, National Association at 8.125% Fixed-to-Floating Rate maturing due 2035.","evidence_excerpt":"with respect to the issuance and sale of $200,000,000 of the Company's 8.125% Fixed-to-Floating Rate Subordinated Notes due 2035","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/712771/000110465925050842/0001104659-25-050842-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$200,000,000"},{"label":"Counterparty","value":"U.S. Bank Trust Company, National Association"},{"label":"Rate","value":"8.125% Fixed-to-Floating Rate"},{"label":"Maturity","value":"due 2035"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}