{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-068872","form_type":"8-K","ticker":"BFC","cik":"0001746109","company_name":"Bank First Corp","filed_at":"2025-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.860451+00:00","generated_at":"2026-05-18T05:47:52.528836+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Bank First Q2 net income $16.9M ($1.71 EPS) up YoY; NIM 3.72%, dividend $0.45","bullets":["Net income $16.9M ($1.71 EPS) in Q2 2025 vs $16.1M ($1.59 EPS) in Q2 2024, a 5% increase; six-month net income $35.1M.","Net interest margin improved to 3.72% from 3.63% a year ago; NII of $36.7M, up $3.7M YoY.","Nonperforming assets $13.6M (0.31% of total assets) vs $11.0M (0.27%) a year ago; provision for credit losses $0.2M.","Quarterly cash dividend of $0.45 per share declared, payable Oct 8, 2025, 12.5% higher than prior-year Q2; also declared $3.50 special dividend in Q2 2025.","Book value per share $62.27, tangible book value $42.57 as of June 30, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-068872","json":"https://secwatch.observer/filing/0001104659-25-068872.json","markdown":"https://secwatch.observer/filing/0001104659-25-068872.md","text":"https://secwatch.observer/filing/0001104659-25-068872.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1746109/000110465925068872/0001104659-25-068872-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1746109/000110465925068872/tm2521094d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:47:52.528836+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}