secwatch.observer — SEC 8-K summary
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Issuer:     Bank First Corp (BFC)
CIK:        0001746109
Form:       8-K
Filed at:   2025-07-18T23:59:59+00:00
Accession:  0001104659-25-068872
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank First Q2 net income $16.9M ($1.71 EPS) up YoY; NIM 3.72%, dividend $0.45
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- Net income $16.9M ($1.71 EPS) in Q2 2025 vs $16.1M ($1.59 EPS) in Q2 2024, a 5% increase; six-month net income $35.1M.
- Net interest margin improved to 3.72% from 3.63% a year ago; NII of $36.7M, up $3.7M YoY.
- Nonperforming assets $13.6M (0.31% of total assets) vs $11.0M (0.27%) a year ago; provision for credit losses $0.2M.
- Quarterly cash dividend of $0.45 per share declared, payable Oct 8, 2025, 12.5% higher than prior-year Q2; also declared $3.50 special dividend in Q2 2025.
- Book value per share $62.27, tangible book value $42.57 as of June 30, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1746109/000110465925068872/0001104659-25-068872-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1746109/000110465925068872/tm2521094d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-068872

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