{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-069506","form_type":"8-K","ticker":"CBU","cik":"0000723188","company_name":"COMMUNITY FINANCIAL SYSTEM, INC.","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.230882+00:00","generated_at":"2026-05-18T04:43:23.891260+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CBU Q2 2025: Net income $51.3M ($0.97), record revenues $199.3M, up 8.4% YoY","bullets":["Net income $51.3M ($0.97 diluted EPS), up $0.06 YoY; operating net income $55.4M ($1.04 per share).","Total revenues $199.3M (new record), up 8.4% YoY; net interest income $124.7M (record), up 14.0% YoY.","Total loans $10.52B, up 4.9% YoY; total deposits $13.70B, up 4.3% YoY.","Operating pre-tax, pre-provision net revenue $75.1M ($1.41 per share), up $0.12 YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-069506","json":"https://secwatch.observer/filing/0001104659-25-069506.json","markdown":"https://secwatch.observer/filing/0001104659-25-069506.md","text":"https://secwatch.observer/filing/0001104659-25-069506.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/723188/000110465925069506/0001104659-25-069506-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/723188/000110465925069506/tm2521368d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:43:23.891260+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}