{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-069579","form_type":"8-K","ticker":"GOVB","cik":"0001978811","company_name":"Gouverneur Bancorp, Inc./MD/","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.744862+00:00","generated_at":"2026-05-18T04:36:04.001144+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Gouverneur Bancorp Q3 net income $217K ($0.22 EPS), up from $183K ($0.17 EPS) YoY","bullets":["Net income for Q3 June 30, 2025: $217,000 ($0.22 basic EPS) vs $183,000 ($0.17) prior year.","Nine-month net income: $495,000 ($0.48 EPS) vs $403,000 ($0.38) prior year.","Net interest margin improved to 4.15% for Q3 from 4.03% a year ago.","Total assets $196.7M at June 30, 2025, down 0.27% from Sept 30, 2024.","Book value per share $29.74, up from $29.59; dividends declared $0.16 per share for nine months."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-069579","json":"https://secwatch.observer/filing/0001104659-25-069579.json","markdown":"https://secwatch.observer/filing/0001104659-25-069579.md","text":"https://secwatch.observer/filing/0001104659-25-069579.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1978811/000110465925069579/0001104659-25-069579-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1978811/000110465925069579/tm2521407d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:36:04.001144+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}