secwatch.observer — SEC 8-K summary
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Issuer:     Gouverneur Bancorp, Inc./MD/ (GOVB)
CIK:        0001978811
Form:       8-K
Filed at:   2025-07-22T23:59:59+00:00
Accession:  0001104659-25-069579
Event type: earnings
Sentiment:  positive
Materiality: 0.55
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Gouverneur Bancorp Q3 net income $217K ($0.22 EPS), up from $183K ($0.17 EPS) YoY
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- Net income for Q3 June 30, 2025: $217,000 ($0.22 basic EPS) vs $183,000 ($0.17) prior year.
- Nine-month net income: $495,000 ($0.48 EPS) vs $403,000 ($0.38) prior year.
- Net interest margin improved to 4.15% for Q3 from 4.03% a year ago.
- Total assets $196.7M at June 30, 2025, down 0.27% from Sept 30, 2024.
- Book value per share $29.74, up from $29.59; dividends declared $0.16 per share for nine months.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1978811/000110465925069579/0001104659-25-069579-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1978811/000110465925069579/tm2521407d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-069579

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer