{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-070005","form_type":"8-K","ticker":"QCRH","cik":"0000906465","company_name":"QCR HOLDINGS INC","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.652870+00:00","generated_at":"2026-05-18T04:00:01.388229+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"confidence":"high","headline":"QCRH Q2 net income rises to $29.0M ($1.71 EPS); NIM expands, capital markets revenue up 51%","bullets":["Net income $29.0M, diluted EPS $1.71; adjusted net income $29.4M, adjusted EPS $1.73.","NIM TEY expanded 4bps to 3.46%; capital markets revenue up 51% to $9.9M.","Nonperforming assets down $5.5M to $42.7M; TCE/TA ratio up 22bps to 9.92%.","Loan growth $102.6M to $6.9B; Q3 guidance: NIM TEY flat to +4bps, capital mkts rev $13-16M, loan growth 8-10% H2."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-070005","json":"https://secwatch.observer/filing/0001104659-25-070005.json","markdown":"https://secwatch.observer/filing/0001104659-25-070005.md","text":"https://secwatch.observer/filing/0001104659-25-070005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906465/000110465925070005/0001104659-25-070005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906465/000110465925070005/tm2521367d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:00:01.388229+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}