---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-070005"
form_type: "8-K"
ticker: "QCRH"
cik: "0000906465"
company_name: "QCR HOLDINGS INC"
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T04:00:01.388229+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.78
calibrated_materiality_score: 0.78
confidence: "high"
source: SEC EDGAR
---

# QCRH Q2 net income rises to $29.0M ($1.71 EPS); NIM expands, capital markets revenue up 51%

## Summary
- Net income $29.0M, diluted EPS $1.71; adjusted net income $29.4M, adjusted EPS $1.73.
- NIM TEY expanded 4bps to 3.46%; capital markets revenue up 51% to $9.9M.
- Nonperforming assets down $5.5M to $42.7M; TCE/TA ratio up 22bps to 9.92%.
- Loan growth $102.6M to $6.9B; Q3 guidance: NIM TEY flat to +4bps, capital mkts rev $13-16M, loan growth 8-10% H2.

## SEC filing metadata
- accession: 0001104659-25-070005
- form_type: 8-K
- ticker: QCRH
- cik: 0000906465
- company_name: QCR HOLDINGS INC
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.78
- calibrated_materiality_score: 0.78
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/906465/000110465925070005/0001104659-25-070005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/906465/000110465925070005/tm2521367d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-070005
- JSON: https://secwatch.observer/filing/0001104659-25-070005.json
- Plain text: https://secwatch.observer/filing/0001104659-25-070005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.