secwatch.observer — SEC 8-K summary
======================================

Issuer:     QCR HOLDINGS INC (QCRH)
CIK:        0000906465
Form:       8-K
Filed at:   2025-07-23T23:59:59+00:00
Accession:  0001104659-25-070005
Event type: earnings
Sentiment:  positive
Materiality: 0.78
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

QCRH Q2 net income rises to $29.0M ($1.71 EPS); NIM expands, capital markets revenue up 51%
--------------------------------------------------------------------------------

- Net income $29.0M, diluted EPS $1.71; adjusted net income $29.4M, adjusted EPS $1.73.
- NIM TEY expanded 4bps to 3.46%; capital markets revenue up 51% to $9.9M.
- Nonperforming assets down $5.5M to $42.7M; TCE/TA ratio up 22bps to 9.92%.
- Loan growth $102.6M to $6.9B; Q3 guidance: NIM TEY flat to +4bps, capital mkts rev $13-16M, loan growth 8-10% H2.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/906465/000110465925070005/0001104659-25-070005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/906465/000110465925070005/tm2521367d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-070005

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer