Berkshire Hills Q2 2025: GAAP EPS $0.66, Operating EPS $0.69, growth across metrics

Beacon Financial Corp

2025-Q2 EPS reported $1.22 revenue$224,116,000

GAAP EPS $0.66; operating EPS $0.69, up 15% linked quarter and 25% year over year.
Net interest margin 3.27%, up 3 bps from Q1 and 7 bps from Q2 2024.
Efficiency ratio improved to 56.7% from 59.5% in Q1 2025 and 63.4% year ago.
Net income $30.4M vs $25.7M in Q1 2025 and $24.0M in Q2 2024.
Delinquent and non-performing loans ratio 0.48%; loan book $9.5B, deposits $9.98B.

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