---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-070420"
form_type: "8-K"
ticker: "FRST"
cik: "0001325670"
company_name: "Primis Financial Corp."
filed_at: "2025-07-24T23:59:59+00:00"
generated_at: "2026-05-18T02:07:00.910504+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Primis Financial Q2 EPS $0.34 (vs $0.14); NIM 2.89%; dividend $0.10

## Summary
- Diluted EPS $0.34 vs $0.14 in Q2 2024; net income $8.4M vs $3.4M.
- Net interest margin 2.89% vs 2.72% YoY; ex-consumer program NIM 3.15% vs 2.80%.
- Mortgage warehouse loans $185M, up 60% QoQ; Panacea loans $505M, up 34% YoY.
- Noninterest income includes $7.4M gain on partial sale of Panacea Financial Holdings.
- Quarterly cash dividend $0.10/sh declared, payable Aug 22, record Aug 8 (55th consecutive).

## SEC filing metadata
- accession: 0001104659-25-070420
- form_type: 8-K
- ticker: FRST
- cik: 0001325670
- company_name: Primis Financial Corp.
- filed_at: 2025-07-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1325670/000110465925070420/0001104659-25-070420-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1325670/000110465925070420/tm2521614d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-070420
- JSON: https://secwatch.observer/filing/0001104659-25-070420.json
- Plain text: https://secwatch.observer/filing/0001104659-25-070420.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.