{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-070822","form_type":"8-K","ticker":"QCRH","cik":"0000906465","company_name":"QCR HOLDINGS INC","filed_at":"2025-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.653094+00:00","generated_at":"2026-05-18T01:48:52.859360+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"QCR Holdings to redeem $70M in subordinated notes due 2030","bullets":["Will redeem all $20M of 5.25% Fixed-to-Floating Rate Subordinated Notes on Sept 30, 2025 at par plus accrued interest (total ~$20.5M).","Will redeem all $50M of 5.125% Fixed-to-Floating Rate Subordinated Note held by Modern Woodmen on Sept 15, 2025 at par plus accrued interest (total ~$50.6M).","Redemption eliminates $70M in fixed-to-floating rate subordinated debt, reducing interest expense and leverage.","Company issued notices on July 25, 2025; no regulatory conditions or penalties noted."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-070822","json":"https://secwatch.observer/filing/0001104659-25-070822.json","markdown":"https://secwatch.observer/filing/0001104659-25-070822.md","text":"https://secwatch.observer/filing/0001104659-25-070822.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/906465/000110465925070822/0001104659-25-070822-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/906465/000110465925070822/tm2521639d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T01:48:52.859360+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}