---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-070822"
form_type: "8-K"
ticker: "QCRH"
cik: "0000906465"
company_name: "QCR HOLDINGS INC"
filed_at: "2025-07-25T23:59:59+00:00"
generated_at: "2026-05-18T01:48:52.859360+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# QCR Holdings to redeem $70M in subordinated notes due 2030

## Summary
- Will redeem all $20M of 5.25% Fixed-to-Floating Rate Subordinated Notes on Sept 30, 2025 at par plus accrued interest (total ~$20.5M).
- Will redeem all $50M of 5.125% Fixed-to-Floating Rate Subordinated Note held by Modern Woodmen on Sept 15, 2025 at par plus accrued interest (total ~$50.6M).
- Redemption eliminates $70M in fixed-to-floating rate subordinated debt, reducing interest expense and leverage.
- Company issued notices on July 25, 2025; no regulatory conditions or penalties noted.

## SEC filing metadata
- accession: 0001104659-25-070822
- form_type: 8-K
- ticker: QCRH
- cik: 0000906465
- company_name: QCR HOLDINGS INC
- filed_at: 2025-07-25T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/906465/000110465925070822/0001104659-25-070822-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/906465/000110465925070822/tm2521639d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-070822
- JSON: https://secwatch.observer/filing/0001104659-25-070822.json
- Plain text: https://secwatch.observer/filing/0001104659-25-070822.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.