secwatch.observer — SEC 8-K summary
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Issuer:     QCR HOLDINGS INC (QCRH)
CIK:        0000906465
Form:       8-K
Filed at:   2025-07-25T23:59:59+00:00
Accession:  0001104659-25-070822
Event type: debt
Sentiment:  positive
Materiality: 0.65
Item codes: 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

QCR Holdings to redeem $70M in subordinated notes due 2030
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- Will redeem all $20M of 5.25% Fixed-to-Floating Rate Subordinated Notes on Sept 30, 2025 at par plus accrued interest (total ~$20.5M).
- Will redeem all $50M of 5.125% Fixed-to-Floating Rate Subordinated Note held by Modern Woodmen on Sept 15, 2025 at par plus accrued interest (total ~$50.6M).
- Redemption eliminates $70M in fixed-to-floating rate subordinated debt, reducing interest expense and leverage.
- Company issued notices on July 25, 2025; no regulatory conditions or penalties noted.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/906465/000110465925070822/0001104659-25-070822-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/906465/000110465925070822/tm2521639d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-25-070822

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer