{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-25-070834","form_type":"8-K","ticker":"NRG","cik":"0001013871","company_name":"NRG ENERGY, INC.","filed_at":"2025-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.127423+00:00","generated_at":"2026-05-18T00:47:06.172369+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"NRG Energy adds $1B incremental term loan B facility, maturing 2031","bullets":["Aggregate principal $1B incremental term loan B facility added via Fifteenth Amendment.","Matures April 16, 2031; amortizes at 1% per annum in quarterly installments.","Interest rate: SOFR (0% floor) + 1.75% or base rate (Prime+0.5%) + 0.75%.","Guaranteed by certain subsidiaries and secured by first lien on substantially all assets.","After funding, total 2024 New Term Loans outstanding ~$2.31B."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-25-070834","json":"https://secwatch.observer/filing/0001104659-25-070834.json","markdown":"https://secwatch.observer/filing/0001104659-25-070834.md","text":"https://secwatch.observer/filing/0001104659-25-070834.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1013871/000110465925070834/0001104659-25-070834-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1013871/000110465925070834/tm2521733d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T00:47:06.172369+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"98943f16e2f924ef7cb73e681190a0c1043774ea","claim":"NRG ENERGY, INC. incurred term loan of $1,000 million with Citicorp North America, Inc., as administrative agent and as collateral agent at Term SOFR plus a margin of 1.75% maturing April 16, 2031.","evidence_excerpt":"On July 22, 2025, NRG Energy, Inc., a Delaware corporation (the “Company”), as borrower, and certain subsidiaries of the Company, as guarantors, entered into the Fifteenth Amendment to the Second Amended and Restated Credit Agreement (the “Fifteenth Amendment”) with, among others, Citicorp North America, Inc., as administrative agent and as collateral agent (the “Agent”), and certain financial institutions, as lenders, which amended the Company’s Second Amended and Restated Credit Agreement, dated as of June 30, 2016 (the “Credit Agreement”). The Fifteenth Amendment amended the Credit Agreement by, among other things, adding a new incremental term loan B in an aggregate principal amount of $1,000 million (the “Incremental Term Loan B Facility” and the loans thereunder, the “Incremental Term Loans”), which Incremental Term Loan B Facility is fungible with the Company’s existing term loan B facility (the “Existing Term Loan B Facility”).","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1013871/000110465925070834/0001104659-25-070834-index.htm","confidence":0.95,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"$1,000 million"},{"label":"Counterparty","value":"Citicorp North America, Inc., as administrative agent and as collateral agent"},{"label":"Rate","value":"Term SOFR plus a margin of 1.75%"},{"label":"Maturity","value":"April 16, 2031"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}